Cultural events – Shul 21 http://shul21.org/ Sun, 19 Jun 2022 13:20:59 +0000 en-US hourly 1 https://wordpress.org/?v=5.9.3 https://shul21.org/wp-content/uploads/2021/10/icon-17-120x120.png Cultural events – Shul 21 http://shul21.org/ 32 32 Amy wanted to get rid of 34HH boobs until she found OnlyFans and made £40,000 in a month https://shul21.org/amy-wanted-to-get-rid-of-34hh-boobs-until-she-found-onlyfans-and-made-40000-in-a-month/ Sun, 19 Jun 2022 13:20:59 +0000 https://shul21.org/amy-wanted-to-get-rid-of-34hh-boobs-until-she-found-onlyfans-and-made-40000-in-a-month/ A woman who wanted a cut to stop people staring at her 34HH boobs is now earning £40,000 a month on OnlyFans and has paid off her family’s total debt of £130,000. Amy Sophia, 27, from Leeds, was so insecure about her ‘huge boobs’ that she tried to hide her figure in baggy jumpers or […]]]>

A woman who wanted a cut to stop people staring at her 34HH boobs is now earning £40,000 a month on OnlyFans and has paid off her family’s total debt of £130,000. Amy Sophia, 27, from Leeds, was so insecure about her ‘huge boobs’ that she tried to hide her figure in baggy jumpers or tight clothes that would ‘crush’ her chest.

When she went clubbing with friends, she says strangers made comments and looks that depressed her. “Usually when I went to clubs or out in public it was the women who would tell me to ‘put it away’ because their boyfriends were staring at me,” Amy said.

“I usually ignore it, but I once got kicked out of a nightclub for flashing this girl who told me to cover up. I was just fed up. I have such bad posture from the way I was always leaning forward to hide my boobs because when I kept my back straight it made them even more prominent and I hated that attention.

“Now the looks and comments don’t bother me anymore. I know they’re just jealous or they have body issues, they’re obviously not happy in their own skin.

Amy was working five days a week as a spa therapist earning £8.50 an hour when she decided to set up an OnlyFans page in October 2019. She says the site gave her confidence and helped her embrace her curvy figure.

When she joined she was saddled with debts of £30,000 from payday loans. Amy said: “I’ve always wanted a champagne lifestyle on a Coca Cola budget. I went on vacation abroad and always bought new clothes.

“Because of the high interest rates on payday loans, I was stuck in a vicious cycle. Then there was a buzz around this new site, OnlyFans, and something just told me to do it. for money.

“I knew my boobs were getting attention so I decided to use them to my advantage instead of hiding. In my first month I made £7,000 which was insane.

“Every month it was increasing – my best month of income was £150,000, but I average around £40,000 now.”

As well as paying off her own debt of £30,000, Amy was also able to help her parents pay off a combined debt of nearly £100,000. She said: “Helping my family out of debt was the first thing I did with the money.

“It took me about four or five months before I started winning big before I could do it. Mom was so grateful. She’s fully supportive of what I’m doing and always has been from the start.

“The people who are important to me in my family have supported me and that’s all that matters. I’m so lucky to have such an understanding family behind me. I love them so much.”



Amy Sophia (Press Jam)
Amy Sophia (Press Jam)

As a teenager, the model’s figure “changed overnight” as she struggled to embrace her curvy new figure. She said: “I woke up one day when I was about 15 and it’s almost like my boobs just grew overnight, they were huge.

“I slowly started to dislike them as they got bigger and bigger. I felt like I had a hard time hiding them and people looked at me a lot. I avoided certain exercises at the gym and I had trouble buying clothes because they didn’t suit me or I was worried that everything would look too slutty.

At 23, she went to see a doctor about breast reduction, but the details of the operation were so daunting that Amy took longer to think about it. She said: “I was sick of the attention, of the men watching.

“I couldn’t like shopping and buying nice clothes. I also felt like my big chest made me look fat because it hid my shape in the clothes.



Amy Sophia (Press Jam)
Amy Sophia (Press Jam)

“I learned how serious a reduction is, so I took my time to think about it. But during that time of reflection, I discovered Only Fans.

“That’s when I started kissing them. The positive attention has really changed my mindset.

“I realized that a lot of guys there love my boobs and now they are my sources of money.”

Amy likes to spend her earnings on clothes, fine dining and luxury travel – and has been to Mexico, the Maldives, Rome, Thailand, Las Vegas and all over Europe. She also had a Brazilian butt lift to further enhance her figure.

The model added, “I’ve always wanted beautiful things and to do the beautiful things in life. Now I can live the life I always dreamed of and wanted so badly.

“I do what I do for the money, which gives me freedom and freedom is everything to me.”

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The payday loan market is expected to fly high in the coming years https://shul21.org/the-payday-loan-market-is-expected-to-fly-high-in-the-coming-years/ Wed, 15 Jun 2022 11:27:00 +0000 https://shul21.org/the-payday-loan-market-is-expected-to-fly-high-in-the-coming-years/ Payday loans Stay up to date and tap into the latest payday loan market trends with the latest edition published by AMA. A latest intelligence report released by AMA Research with the title “Payday Loans Market Outlook to 2027. A detailed study accumulated to offer latest insights on acute features of the global Payday Loans […]]]>

Payday loans

Stay up to date and tap into the latest payday loan market trends with the latest edition published by AMA.

A latest intelligence report released by AMA Research with the title “Payday Loans Market Outlook to 2027. A detailed study accumulated to offer latest insights on acute features of the global Payday Loans Market. This report provides a Detailed overview of Payday Loans Market key factors and factors such as driver, restraints, past and current trends, regulatory scenarios and technological development.An in-depth analysis of these factors including economic downturn, local and global reforms and the impact of COVID-19, was conducted to determine future growth prospects in the global market.

Definition:
Payday loans are small, short-term, unsecured loans that borrowers promise to repay on their next paycheck or regular income. Loans are typically $500 or less than $1,000 and mature within two to four weeks of receiving the loan and are usually priced at a fixed rate, which means finance charges for the borrower. These unsecured loans have a short repayment period and are called payday loans because the term of a loan generally matches the payday period of the borrower. According to the Federal Reserve Bank of St. Louis, in 2017 there were 14,348 payday loan storefronts in the United States. About. 80% of payday loan seekers borrow again to pay off a previous payday loan. Payday loan regulations are the strictest in the Netherlands.

Major Players in this report include,

CashNetUSA (US), Speedy Cash (US), Approved Cash Advance (US), Check n’ Go (US), Ace Cash Express (US), Money Mart (US) , LoanPig (UK), Street UK (UK), Peachy (UK), Satsuma Loans (UK), OppLoans (US)

Sample Free Report + All Related Charts & Graphs @: https://www.advancemarketanalytics.com/sample-report/124850-global-payday-loans-market#utm_source=OpenprPratibha

Market trends:
• ~43% use 6 or more installment loans per year and 16% use more than 12 small loan products per year
• Payday loans are an attractive alternative to popular credit cards

Market factors:
• Growing number of payday loan users in North America and payday loans are only legal in 36 US states
• Growing use of Quick Cash for emergencies

Market opportunities:
• Growing adoption of payday lending in developing countries

The global payday loans market segments and market data breakdown are illustrated below:
by type (one hour, instant online, cash advance), request (mortgage or rent, food and groceries, regular expenses (utilities, car payment, credit card bill or prescription drugs), unexpected expenses (expenses medical), others), Reimbursement period (up to 14 days, 1-2 months, 3-4 months, more than 4 months), end user (men, women)

The manufacturing cost structure analysis of the market is based on the basic chain structure, engineering process, raw materials and suppliers. The manufacturing plant was developed for the needs of the market and the development of new technologies. Additionally, the payday loans market attractiveness based on country, end-user, and other metrics is also provided, allowing the reader to assess the most valuable or commercial areas for investment. The study also provides a special chapter designed (qualitative) to highlight the issues faced by industry players in their production cycle and supply chain. However, the overall estimates and sizing, various tables and graphs presented in the study give an impression of the magnitude of the impact of COVID.

Inquire for customization in Report@: https://www.advancemarketanalytics.com/enquiry-before-buy/124850-global-payday-loans-market#utm_source=OpenprPratibha

Geographically, global payday loan markets can be categorized into North America, Europe, Asia-Pacific (APAC), Middle East, Africa, and Latin America. North America has gained a leading position in the global market and is expected to remain in place for years to come. Growing demand for payday loan markets will drive the growth of the North American market over the coming years.

In the last section of the report, the companies responsible for increasing sales in the payday loan market were profiled. These companies have been analyzed in terms of manufacturing base, background information and competitors. Moreover, the application and type of product introduced by each of these companies is also a key focus of this section of the report. The recent improvements that have taken place in the global market and their influence on the future market growth have also been presented in this study.

Report Highlights:
• Complete overview of parent market and surrogate market
• Changing market dynamics in the industry (COVID and economic impact analysis)
• In-depth market segmentation (trends, growth with historical and forecast analysis)
• Recent industry trends and development activity
• Competitive landscape (heatmap analysis for emerging players and market share analysis for major players along with detailed profiles)

Strategic Points Covered in Payday Loans Market TOC:
Chapter 1: Introduction, Market Driving Product Objective of Study and Research Scope of the Global Payday Loans Market
Chapter 2: Exclusive Summary – the basic information of the global payday loans market.
Chapter 3: Changing Impact on Market Dynamics – Drivers, Trends and Challenges and Opportunities of Global Payday Loans; Post-COVID analysis
Chapter 4: Presenting the Global Payday Loans Market Factor Analysis, Post-COVID Impact Analysis, Porters Five Forces, Supply/Value Chain, PESTEL Analysis, Market Entropy, Patent/Trademark Analysis .
Chapter 5: Product Display by Type, End User and Region/Country 2016-2021
Chapter 6: Evaluating the leading manufacturers of the Global Payday Loans Market which includes their Competitive Landscape, Peer Group Analysis, BCG Matrix and Company Profile
Chapter 7: To assess the market by segments, by countries and by manufacturers/company with revenue share and sales by key countries in these various regions (2022-2027)
…………….

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Answers to key questions
• Who are the major key players and what are their key business plans in the payday loans market?
• What are the main concerns of the five forces analysis of the payday loan market?
• What are the different opportunities and threats faced by dealers in the payday loan market?
• What possible actions are the players taking to overcome and stabilize the situation?

Thank you for reading this article; you can also get individual chapter wise section or region wise report version like North America, Middle East, Africa, Europe or LATAM, Asia.

Craig Francis (Public Relations and Marketing Manager)
AMA Research & Media LLP
Unit #429, Parsonage Road Edison, NJ
New Jersey United States – 08837
Telephone: +1 (206) 317 1218
sales@advancemarketanalytics.com

About the Author:
Advance Market Analytics is a global market research industry leader that provides quantified B2B research to Fortune 500 companies on emerging, high-growth opportunities that will impact over 80% of global business revenue.
Our analyst tracks high growth study with detailed and in-depth statistical analysis of market trends and dynamics that provides a comprehensive overview of the industry. We follow a thorough research methodology coupled with critical insights related to industry factors and market forces to generate the best value for our clients. We provide reliable primary and secondary data sources, our analysts and consultants obtain informative and usable data tailored to the business needs of our clients. The research study enables clients to achieve varied market objectives ranging from global footprint expansion to supply chain optimization and competitor profiling to mergers and acquisitions.

This press release was published on openPR.

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5 Best Fast Loans and Fast Cash Loans Online for Bad Credit and Payday in 2022 https://shul21.org/5-best-fast-loans-and-fast-cash-loans-online-for-bad-credit-and-payday-in-2022/ Wed, 15 Jun 2022 07:25:00 +0000 https://shul21.org/5-best-fast-loans-and-fast-cash-loans-online-for-bad-credit-and-payday-in-2022/ Quick loans save your life when you are in financial trouble. Millions of Americans have used quick cash loans at one time or another. So whether you’re short on cash because you just shelled out hundreds for a home repair, or maybe you bought an expensive birthday present, or covered an emergency expense, loans in […]]]>


Quick loans save your life when you are in financial trouble. Millions of Americans have used quick cash loans at one time or another. So whether you’re short on cash because you just shelled out hundreds for a home repair, or maybe you bought an expensive birthday present, or covered an emergency expense, loans in Quick lines will allow you to get a cash advance to live comfortably until your next payday. Here are the top five fast loan providers and what makes them a viable choice.

Best Quick Loans 2022 – Quick Overview

  • Viva Payday Loans – Best fast payday loans overall for fast disbursement
  • Heart Paydays – Best for fast bad credit loans
  • Credit Clock – Great for fast online loans and easy loan approvals
  • Money Lender Squad – Ideal for quick online application
  • Very Merry Loans – Ideal for small loans that are repaid the same day

General Eligibility Criteria for Quick Loans

If you want to benefit from fast loans online, you must meet the following criteria:

  • at least 18 years old
  • Permanent address in the United States
  • Earn at least $800 per month
  • Don’t be over-indebted
  • Have a bank account

5 Best Quick Payday Loans

If you’re looking for fast loans online, here’s a quick rundown of everything you need to know about the best online fast loan providers in the United States.

1. Viva Payday Loans – Best Quick Payday Loans Overall for Fast Disbursement

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Advantages

  • Disbursement within 60 minutes of approval
  • Get up to $5,000
  • Repayments over 2 to 24 months

The inconvenients

  • Not available in some states

Viva Payday Loans is one of the best quick and easy loans with access to lenders that get the job done. There is no waiting when using Viva payday loans. Once a loan is approved by a lender, the money is credited to your bank account as quickly as possible. It is not uncommon for borrowers to get the money in their bank account within an hour, subject to lender approval. Although interest rates can be high, some lenders are reducing their rates to stay competitive. For this reason, interest can vary from 5.99% to 35.99% for fast payday loans online. To be a successful candidate, you must be 18 or older, have permanent residence in the United States, hold a permanent job, and earn enough income to cover the cost of the loan payments as well as your other monthly expenses.

Click here to request funds from Viva Payday Loans >

2. Heart Paydays – Best for fast bad credit loans

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Advantages

  • Affordable monthly payments
  • Low FICO scores are welcome to apply
  • Application return guaranteed in 2 minutes

The inconvenients

  • Approval times can take longer than one business day in some cases

Heart Paydays does not discriminate against borrowers, even those without a bad credit history or those specifically looking for fast loans for bad credit. When you use this loan search service, you will have the advantage of being connected to the lenders most likely to help you, even if your credit score is low. Of course, affordability checks are in place to ensure borrowers can afford the loans they apply for. Fast loans through the Heart Paydays portal come with an APR of 5.99% to 35.99% and sizes ranging from $100 to $5,000. If you earn at least $1,000 per month, have permanent residence in the United States, and are at least 18 years old, you can apply today.

Click here to request funds from Heart Paydays >


3. Credit Clock – Best for quick online loans and easy loan approvals

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Advantages

  • 100% easy loan search service
  • Super-fast online application
  • Quick disbursement

The inconvenients

  • Interest rates can reach 35.99%

Credit Clock connects borrowers with lenders who offer affordable and fast loans in the United States. As a reputable loan finder, Credit Clock presents borrowers looking for fast payday loans with viable loans ranging from $100 to $5,000 with 2 to 24 months to pay off. If you earn $1,000 per month, have a valid ID, are at least 18 years old, and are a permanent resident of the United States, you are eligible for fast payday loans online through CreditClock!

4. Money Lender Squad – Best for Quick Online Application

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Advantages

  • The online application takes a few minutes
  • Get up to $5,000 in your account today
  • Panel of lenders to choose from

The inconvenients

  • Not all requests are approved

Money Lender Squad is a great alternative if you’re tired of the bureaucracy often associated with traditional bank loans. This loan search site helps borrowers select the best fast loans online by applying just once. The online system is geared towards ultimate simplicity. All you have to do is enter the amount you want to borrow and the expected repayment term. Next, provide your contact details (name, ID, address, employment details, bank account, and a list of your monthly expenses), and the best quick cash loan options will be presented to you within minutes.

5. Very Cheerful Loans – Ideal for small loans that are repaid on the same day

700xall-(5).Projector wire

Advantages

  • Easy loan terms
  • Apply online in 2 minutes
  • Withdraw money the same day

The inconvenients

  • Small loans up to $2,000 only

If you’re not looking for bad credit fast loans, the fast loans available through Very Merry Loans are ideal. These loan packages are deliberately small to ensure easy repayment so you won’t find fast online payday loans over $2,000 here. APRs are between 5.99% and 35.99%. Best of all, the lenders Very Merry Loans puts you in touch with are used to repaying loans the same day they are approved.

What is a fast payday loan?

Quick payday loans are often quick loans for borrowers with bad credit or people who don’t have time to wait through lengthy bank processes to get the money they need. These loans operate on a basic loan model. The borrower requests funds and indicates the repayment period that would suit them best. The lender offering instant or quick cash loans will present an offer, detailing the amount of interest (usually between 5.99% and 35.99% depending on the state) and the terms of the loan. If the borrower agrees to the terms, the loan agreement must be signed and the lender, usually the same day, transfers the funds to the borrower’s bank account.

FAQs

Can I get an instant loan in 5 minutes

If you are looking for the best fast same day loans in the USA, you might want to try the options mentioned above. All of these loan matching services have application processes that only take two minutes. If your loan is approved by a lender, payments usually occur the same day.

Can I get a quick loan with a 550 credit score?

Credit scores of 550 are significantly lower than the average credit score. If your financial situation has changed and you are now able to afford your monthly expenses plus a loan installment, you may still be a viable candidate for fast payday loans.


Can you get a loan with no payment history?


If you have no credit history to speak of, you are still eligible for fast cash loans online. Although a credit check will be carried out, it will not be the only deciding factor in the outcome of your loan.

Disclaimer – The above content is not editorial, and Economic Times hereby disclaims all warranties, express or implied, in connection therewith, and does not necessarily warrant, guarantee or endorse any content. The loan websites reviewed are loan matching services, not direct lenders. Therefore, they are not directly involved in the acceptance of your loan application. Applying for a loan with the websites does not guarantee acceptance of a loan.
This article does not provide financial advice. Please seek the assistance of a financial advisor if you need financial assistance. Loans available only to US residents.

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MoneyMutual Review: Is Money Mutual Legit For Those With Bad Credit? https://shul21.org/moneymutual-review-is-money-mutual-legit-for-those-with-bad-credit/ Sat, 11 Jun 2022 07:00:00 +0000 https://shul21.org/moneymutual-review-is-money-mutual-legit-for-those-with-bad-credit/ Often you can find yourself overwhelmed by financial difficulties without friends or family to turn to. There is a way to save the day without necessarily having to rely on loan sharks who, more often than not, are vicious predators with very high interest rates that could land you in an even worse situation. Presentation […]]]>

Often you can find yourself overwhelmed by financial difficulties without friends or family to turn to. There is a way to save the day without necessarily having to rely on loan sharks who, more often than not, are vicious predators with very high interest rates that could land you in an even worse situation.

Presentation Mutual moneya money lending platform that will allow you to access fast loans from $200 to $5000 in 24 hours. All you have to do is fill out an online form that will connect you with up to 91 lenders in your location, giving you the choice to choose the one that best suits your needs.

What is Money Mutual

Hosted in the moneymutual.com domain, the lending platform has a minimum of $200 to a maximum of $5,000 in loans that will be deposited directly into the account of your choice. Now with a customer base of over 2 million, it proves that it is legit and has had many returning customers as a sign of customer satisfaction.

As soon as you are done filling out the online form and submitted, you can access and choose from a list of lenders in your area. The platform also offers several advertisements and commercials that run on mainstream media.

Terms of integration of the PayDay Loan platform

Anyone over the age of 18, with a current account and a monthly income of more than $800 is eligible to access a loan via the platform. Money Mutual has partnered with over 90 money lending organizations to provide quick loans to the masses in their time of need.

How does Money Mutual work?

Once you register on the Money Mutual platform, you will come across a screen that will allow you to compare the different terms offered by different lenders. You will then be redirected to a website of the lender of your choice for verification in order to finalize the process.

Lenders already have some sort of predetermined strategy that will decide the terms, ie interest rates and repayment periods they will offer you. They will also contact you personally at some point to cross-check your information and bank account before shipping the loan.

They are regulated and required by law to disclose to you, the customer, all fees associated with the process. They are also required to give you all the disclaimers which you should read carefully before finalizing the transaction.

Here is what happens in the backend of the Money Mutual platform:

You will enter your details which will be instantly sent to the various credit institutions available on the platform for verification purposes. Then, depending on your profile, the lenders will present you with loan offers and conditions that they deem appropriate for your situation. You will then decide which offer suits you best and complete the process where the money will be deposited in your account within 24 hours.

Process of using Money Mutual

You won’t be charged a penny for access the Money Mutual platform but individual lenders will charge interest on their loans. You will need to carefully inspect their terms and conditions to avoid getting yourself into trouble.

The whole process of registering and entering your details will take around five minutes and probably less for a returning customer.

MoneyMutual Payday Loans Customer Reviews

Here’s what some happy customers had to say about the Money Mutual platform:

K. Battiste

I appreciate how fast and accurate it was. It was right there the next day as they said. One of my daughters became a city ambassador and had to pack her bags – finished in time. The money was missing – it was just on the key.

Rashonda R

It was perfect – right on time. Very convenient. It was great service because I had never taken out a loan before and I don’t do it over the internet or over the phone. After all you know so many scams and tricks – so they reassured me and made me feel comfortable giving my information – you know what I’m saying – giving my information to get the loan – it’s was very reassuring.

Thomas G.

A little fast and fast, that’s all. It didn’t take long to process. Didn’t cause any problems – got straight to the point.

Nicole G.

My car broke down and I needed transportation to work. I saw the ad on TV and decided to call. At first I thought it was a gimmick, but I got into it. It took less than 2 minutes to find the lender. They were nice. It was approved and it all happened in less than 30 minutes – and that’s what I loved.

Kacy P

I submitted my information and all that, and I was able to get a loan. They answered all my questions.

About Money Mutual

The organization is located in Las Vegas, Nevada. Although they do not offer loans, they have provided a platform on which they have collaborated with lending institutions to help ordinary people in difficult situations requiring fast loans.

You can reach them via:

  • Email: customerservice@moneymutual.com
  • Phone: 844-276-2063

To learn more about express loans and how they work, visit the official website for more information.

RELATED: Best Loans for Bad Credit: The Most Reputable Bad Credit Lenders of 2022

Affiliate Disclosure:

The links contained in this product review may result in a small commission if you choose to purchase the recommended product at no additional cost to you. This serves to support our research and writing team. Know that we only recommend high quality products.

Disclaimer:

Please understand that any advice or guidance revealed herein does not even remotely replace sound medical or financial advice from a licensed health care provider or licensed financial advisor. Be sure to consult a professional doctor or financial advisor before making any purchasing decisions if you are using any medications or have any concerns from the review details shared above. Individual results may vary and are not guaranteed as statements regarding these products have not been evaluated by the Food and Drug Administration or Health Canada. The effectiveness of these products has not been confirmed by the FDA or Health Canada approved research. These products are not intended to diagnose, treat, cure or prevent any disease and do not provide any type of enrichment program. Reviewer is not responsible for pricing inaccuracies. See the product sales page for final prices.


The news and editorial team at Sound Publishing, Inc. played no role in the preparation of this post. The views and opinions expressed in this sponsored post are those of the advertiser and do not reflect those of Sound Publishing, Inc.

Sound Publishing, Inc. accepts no responsibility for any loss or damage caused by the use of any product, and we do not endorse any product displayed on our Marketplace.

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Many buy now, pay later customers “borrowed money to make repayments” https://shul21.org/many-buy-now-pay-later-customers-borrowed-money-to-make-repayments/ Wed, 08 Jun 2022 01:11:00 +0000 https://shul21.org/many-buy-now-pay-later-customers-borrowed-money-to-make-repayments/ According to Citizens Advice, more than two in five recent Buy Now, Pay Later (BNPL) customers ended up borrowing money to make their repayments. People were asked how they paid off BNPL purchases in the last 12 months. Some 42% had used some form of borrowing, such as a credit card, bank overdraft, borrowing from […]]]>

According to Citizens Advice, more than two in five recent Buy Now, Pay Later (BNPL) customers ended up borrowing money to make their repayments.

People were asked how they paid off BNPL purchases in the last 12 months. Some 42% had used some form of borrowing, such as a credit card, bank overdraft, borrowing from friends or family, personal loan, payday loan or guarantor loan. In the 18 to 34 age group, just over half (51%) had taken out some form of borrowing.

BNPL can be a way to spread the cost of purchases affordably, without having to pay interest. But the convenience of these services has raised fears that people will be overburdened, with some having to turn to other fee-based borrowing methods to repay the money.

The UK government plans to change the law to bring some forms of unregulated BNPL products into the Financial Conduct Authority (FCA) regulations. Swedish fintech Klarna recently announced that it will report the use of BNPL products to UK credit reference agencies from June in order to protect customers and provide the industry with greater visibility of BNPL use, helping thereby improving affordability assessments.

Opinium surveyed over 2,200 people across the UK in March who had used BNPL in the previous 12 months. Millie Harris, debt adviser at Citizens Advice East Devon, said: “Most of the people I talk to who use buy now pay later are living off overdrafts and credit cards so use them for repayments. It is simply relying on one debt to pay off another.

Dame Clare Moriarty, chief executive of Citizens Advice, said: “Buyers are piling on more borrowing and getting into increasingly desperate situations from which it can seem impossible to escape. The spiral of debt from buy now pay later to credit cards, loans and even payday lenders shows that this is not a risk free alternative. Buy now, pay later is part of the credit industry and urgently needs to be regulated as such.

A spokesperson for BNPL Clearpay said: “Globally, 90% of Clearpay transactions are made with a debit card and 95% of installments are paid on time, demonstrating that our customers are using their own money to pay their bills. purchases and that they understand how our refunds are set up.

“Clearpay has always been in favor of fit-for-purpose BNPL regulation that protects the consumer. We look forward to HM Treasury’s decision on this and will continue to work closely with regulators and industry. »

For more stories of where you live, visit In your region.

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Universal Credit and six reasons why your payments might be cut https://shul21.org/universal-credit-and-six-reasons-why-your-payments-might-be-cut/ Sat, 04 Jun 2022 19:29:12 +0000 https://shul21.org/universal-credit-and-six-reasons-why-your-payments-might-be-cut/ In the UK, nearly six million households apply for Universal Credit and the amount you can apply for depends on your situation which is assessed each month. This means that your Universal Credit payment may change as it is worked out in a variety of ways, such as your living conditions, employment, and any income […]]]>

In the UK, nearly six million households apply for Universal Credit and the amount you can apply for depends on your situation which is assessed each month. This means that your Universal Credit payment may change as it is worked out in a variety of ways, such as your living conditions, employment, and any income and savings you have.

There are specific reasons why your money could be reduced or temporarily stopped – and it’s important that you are aware of them so that you can plan for any changes in your payments.

Under the online mirror describes some of these factors that could cause your UC payments to fluctuate.

READ MORE: The incredible village nicknamed ‘Little Switzerland’ which is just over an hour’s drive from Stoke-on-Trent

You earned more money from work

If you are employed, the amount of Universal Credit you will receive each month will depend on your income.

For every £1 you win, your payout is reduced by 55 pence – this is called the reduction rate.

In short, the more you earn from your job, the less Universal Credit you will receive.

Some people are entitled to work allowance, which is a fixed amount you can earn before your benefits start to be reduced.

You will be entitled to work allowance if:

  • You are responsible for a child or young person
  • You have a disability or health condition that affects your ability to work

If you are on help with accommodation costs your work allowance is £344, or if you are not on help work allowance is £573.

You reported a change in status

Certain life events and changes in circumstances will also affect your Universal Credit payments.

For example, moving house, finding a job, or if you recently inherited money. Not all changes in circumstances will reduce your Universal Credit – some may actually increase your payments.

It is important to notify Universal Credit of any changes as soon as possible so that you are not overpaid or underpaid.

Changes listed online that Universal Credit expects you to tell them about include:

  • Find or complete a job
  • have a child
  • Moving in with your partner
  • Starting to take care of a child or a disabled person
  • Changing your mobile phone number or email address
  • Moving to a new address
  • Changing your bank details
  • Your rent goes up or down
  • Changes in your health status
  • Becoming too sick to work or meet your work coach
  • Changes to your income (only if you are self-employed)
  • Changes to your savings, investments and how much money you have
  • Changes to your immigration status, if you are not a UK citizen

You have been sanctioned by the DWP

When you sign up for Universal Credit, you’ll usually have to agree to do certain things, like look for work and attend JobCentre interviews.

If you fail to complete the tasks you signed up for, you will be disciplined and your salary reduced.

There are four sanction levels, each determining the length of your sanction: High, Medium, Low, and Lowest.

The lowest tier applies if you only need to meet the work-based interview requirement and you do not show up or participate in a work-based interview. It lasts until you participate in one.

For the higher penalty, you will be sanctioned for 91 days for your first higher level sanction and 182 days for your second and each subsequent higher level sanction within a 364 day period.

The DWP will tell you what type of penalty you received and how much your money is reduced.

You can appeal a penalty if you believe you have been unfairly penalized. This is called a mandatory review.

You repay a debt

If you are in debt, for example, you are behind on your rent or you owe money to your energy supplier, you may see a “third party deduction” applied to your universal credit.

You will only get a deduction if the creditor requests the DWP and is usually 5% of your basic standard allowance, although it could be more.

Deductions can only be made for:

  • Arrears of rent and other housing costs like service charges – the deduction can be between 10% and 20% for arrears of rent
  • Gas, electricity or water arrears
  • Municipal tax account arrears
  • Maintenance of child support
  • Certain loans
  • Some fines

You were paid too much Universal Credit

If the Department for Work and Pensions (DWP) has paid you too much Universal Credit, it will take back the money from your future payments.

You can ask if they allow you to waive the overpayment – but they don’t have to say yes.

This is called “exercising their discretion not to recover an overpayment” and is at the discretion of the DWP.

You can report an overpayment by logging into your Universal Credit account or by calling the Universal Credit Helpline.

You owe money to universal credit

If you purchased a prepayment, hardship payment, or budget advance, this will come out of your future Universal Credit payments.

That’s because they’re technically loans, so they have to be repaid.

An advance payment is a sum of money given to new Universal Credit applicants to help cover their bills while they wait for their application to be processed.

A budget advance is normally given for one-time and unexpected payments, such as home repairs or a uniform for a new job, while a hardship allowance is given to those who have been disciplined and are experiencing hardship.

How long you will have to repay these payments depends on the amount you borrowed.

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Kelly Clarkson Net Worth – Kelly Clarkson ‘The Voice’ Salary https://shul21.org/kelly-clarkson-net-worth-kelly-clarkson-the-voice-salary/ Fri, 03 Jun 2022 00:24:10 +0000 https://shul21.org/kelly-clarkson-net-worth-kelly-clarkson-the-voice-salary/ What Kelly Clarkson is casually doing right now: hosting her own TV show that people can’t get enough of, raising money from her many hit singles and, oh yeah, designing a]]>


What Kelly Clarkson is casually doing right now: hosting her own TV show that people can’t get enough of, raising money from her many hit singles and, oh yeah, designing a So today we’re breaking down Kelly’s mammoth net worth, including how much money she’s made from her digital singles sales, touring and real estate portfolio, plus how her fortune has been affected. through her divorce from Brandon Blackstock.

Giphy

^Me @ my student loans.

She earns $14 million per season from The voice

According Celebrity Net WorthKelly’s The Voice the salary is $560,000 per episode or about $14 million per season. But how much did she earn total for the reality contest? That would be around $53 million, not counting last year. I am. Mute.

gif kelly clarkson

Giphy

Meanwhile, We Weekly just reported that his total monthly salary for both The voice and The Kelly Clarkson Show is $1.9 million – and a source says she’s renegotiating her talk show contract and “wants a substantial raise”.

by Kelly Clarkson Digital unique sales exceed $11 million

In other words, a lot of people streamed “Miss Independent!” Celebrity Net Worth claims that between singles/albums sales and its Voice salary, Kelly has earned $100 million over his entire career, but keep in mind that’s before taxes!

Sound 2019 Meaning of Life Tour $17.5 million in revenue

Obviously, Kelly didn’t keep everything this money, but still. Her talent is what filled the seats, so let’s assume she has a pretty big chunk of it. Note: if you have an hour and 34 minutes free (it’s cool, same thing), feel free to watch one of his full tours below.

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PS So far, Kelly has made a total career income of around $60.5 million (and counting!).

She launched a home collection

Kelly, as Wayfair’s first-ever celebrity brand ambassador, NBD, released her own collection called

12 South 8 Piece Small Mercury Glass Tabletop Votive Holder Set

Kelly Clarkson Home
wayfair.com

$49.99

She has some acting credits

Although she is quoted as literally hating the experience of filming 2003 From Justin to Kelly—no, seriously, she legitimately admitted that she”[talked] to many lawyers and could not get out of the film “- the singer definitely collected dollars from the film. Also on his list of acting credits? His roles on Phineas and Ferb, The star, Ugly Dolls, and Trolls World Tour. While there are no details on *exactly* how much money Kelly raised for each gig, it’s safe to say it’s probably a pretty penny considering Trolls World Tour alone nearly 50 million dollars.

She’s about to make millions from her homes

According the explosion, Kelly and her ex Brandon listed their Tennessee home in the months before they filed for divorce, and they’ll likely pocket around $6.95 million (a huge profit considering Kelly bought the house for just under of $3 million in 2012). She also listed another home in Encino for nearly $9 million. So, yeah…if her mansions sell, she could be looking at a $16 million salary.

So… what’s up with Kelly’s prenup?

Here is the basic offer: according to the explosionKelly and Brandon did have a marriage contract, which they signed just five days before their wedding. But even so, it has been reported by People that Kelly will have to pay her ex a “one-time payment of just over $1.3 million, plus monthly child support of $45,601.” But that’s not all! She is *also* charged with an additional monthly spousal support payment. TL; DR: Kelly is paying her ex around $115,000 a month, but only until January 31, 2024.

What is Kelly Clarkson’s net worth?

According Celebrity Net Worth, Kelly Clarkson is sitting on a very casual and well-deserved $45 million. (Amazing!) But keep in mind that could go up if she successfully renegotiates her talk show salary!

kelly clarkson net worth

Giphy

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]]> Light sentence weakens U.S. offshore anti-money laundering efforts https://shul21.org/light-sentence-weakens-u-s-offshore-anti-money-laundering-efforts/ Mon, 23 May 2022 21:17:47 +0000 https://shul21.org/light-sentence-weakens-u-s-offshore-anti-money-laundering-efforts/ US prosecutors planned to send a message to the largely offshore crypto industry this week about the cost of ignoring anti-money laundering (AML) laws at the heart of an important piece of financial regulation. And they did, but it wasn’t the one they wanted to send. Friday, May 20, a federal judge sentenced Arthur Hayes, […]]]>

US prosecutors planned to send a message to the largely offshore crypto industry this week about the cost of ignoring anti-money laundering (AML) laws at the heart of an important piece of financial regulation.

And they did, but it wasn’t the one they wanted to send.

Friday, May 20, a federal judge sentenced Arthur Hayes, the former CEO of BitMEX cryptocurrency derivatives exchange, to two years of probation and six months of house arrest for years, but ignoring requirements for collecting and documenting customers’ personal identity information, which are necessary to comply AML and anti-terrorist financing (CFT) laws.

The Department of Justice (DOJ) had requested six to 12 years in prison.

During his sentencing, Hayes said: “I deeply regret having participated in this criminal activity. My best years are ahead of me. …I’m ready to turn the page and start over. I ask you to allow me to return home remorseful and able to begin the next chapter of my life.” according to CoinDesk.

That’s exactly what he got, and what the Justice Department didn’t want.

talk tough

Long an influential figure in the cryptocurrency industry, Hayes was charged along with two founders of BitMEX and an executive of the Seychelles-based exchange on October 1, 2020. At the time, then-acting US Attorney Audrey Strauss of the Southern District of New York, alleged that Hayes and the others “flouted” the law by operating “an allegedly” off-shore crypto exchange “while willfully failing to implement and maintain even basic anti-money laundering policies.”

“By doing so,” she said, “they would have allowed BitMEX to operate as a platform in the shadows of financial markets.”

Founded in 2014, BitMEX was one of the largest derivatives platforms in the crypto industry at the time of the indictment. While it fell to No. 22, according to CoinMarketCap, BitMEX still had 24-hour volume of $841 million on Tuesday (May 17), when it spear its first spot crypto exchange. The new platform allows traders to buy and sell cryptocurrencies in addition to futures, options, and other derivative contracts.

In 2020, FBI Deputy Director William Sweeney Jr. pointed to a comment attributed to Hayes, in which he said the company was incorporated in Seychelles because the cost of bribing officials was “only ‘a coconut’ compared to the United States and elsewhere.

“They will soon learn that the price for their alleged crimes will not be paid with tropical fruits, but instead could result in fines, restitution and federal prison time,” he added.

The DOJ succeeded with the fines and restitution part, with Hayes and co-founders Benjamin Delo and Samuel Reed each agreeing to fines of $10 million, and new BitMEX management paying $100 million to the DOJ and at the Commodity Futures Trading Commission (CFTC). It also hired German stock exchange CEO Börse Stuttgart and began implementing an aggressive AML policy.

But the real part of the indictment that really scares them, a serious prison sentence? Not really.

“Apply vigorously”

See you on Friday Releaseamerican lawyer Damien Williams said his office would “continue to vigorously enforce U.S. law aimed at preventing money laundering through financial institutions, including cryptocurrency platforms.”

Apart from the case against former Ethereum developer Virgil Griffith – who was given five years last month for violating sanctions while attending a North Korean cryptocurrency conference – the charges by Hayes’ LMA were the crypto industry’s most high-profile criminal prosecution.

See more: Crypto developer gets 5-year sentence for helping North Korea evade sanctions

And in February, the FBI announced the creation of a National Cryptocurrency Enforcement Team, with language making it clear that using crypto in money laundering is a priority.

“With the rapid innovation of digital assets, we have seen an increase in their illicit use by criminals who exploit them to fuel cyberattacks and ransomware and extortion schemes; drug trafficking, hacking tools and illicit smuggling online; commit theft and fraud; and launder the proceeds of their crimes,” the Deputy Attorney General said. Kenneth A. Polite Jr. in an ad.

Also Read: Will the FBI’s New Crypto Crime Unit Shatter the Industry’s Dominant Image?

Sending messages

The jail-free sentence comes as US regulators step up efforts to enforce the law. Most notably, Securities and Exchanges (SEC) Commissioner Gary Gensler nearly doubled the size of the SEC’s Crypto Asset Enforcement Team and Cyber ​​Unit earlier this month.

Read more: These Bills Could Change the SEC’s Crypto Enforcement Trend

This follows a record $100 million fine accepted by crypto exchange BlockFi in February for selling limited-return crypto lending products. In the announcement, Gensler made it clear that the size of the settlement was intended as a message to the crypto industry.

“This is the first such case for crypto lending platforms,” Gensler said. “Today’s settlement makes it clear that crypto markets must comply with proven securities laws.”

Related News: BlockFi’s $100M Settlement With SEC Sparks Internal Discussion

That was likely a factor in rival exchange Coinbase’s recent decision — which surged a similar loan product last year after the SEC threatened legal action if it launched — to register as a loan product. as an SEC-regulated brokerage.

More here: Coinbase registers with the SEC to avoid regulatory setbacks

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NEW PYMNTS DATA: THE TRUTH ABOUT BNPL AND STORED CARDS – APRIL 2022

On: Shoppers who have store cards use them for 87% of all eligible purchases – but that doesn’t mean retailers should start buy now, pay later (BNPL) options at checkout. The Truth About BNPL and Store Cards, a collaboration between PYMNTS and PayPal, surveys 2,161 consumers to find out why providing both BNPL and Store Cards is key to helping merchants maximize conversion.

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Always ask yourself the question before making a personal finance decision https://shul21.org/always-ask-yourself-the-question-before-making-a-personal-finance-decision/ Wed, 18 May 2022 22:19:42 +0000 https://shul21.org/always-ask-yourself-the-question-before-making-a-personal-finance-decision/ There are so many personal financial decisions to make in life that it can be hard to know where to start. Before making a decision, it is essential to ask yourself a few key questions. By carefully considering your options, you can make the best choice for your situation. This article will look at some […]]]>

There are so many personal financial decisions to make in life that it can be hard to know where to start. Before making a decision, it is essential to ask yourself a few key questions. By carefully considering your options, you can make the best choice for your situation. This article will look at some of the questions you need to ask yourself in your financial decisions.

Financial decision

A financial decision is a choice made between two or more alternatives that involve the use of money. Some common financial decisions include:

  • Save or spend money
  • To borrow money or not
  • Invest money or not

1. Am I aware of what I accept?

You need to know what you’re getting into before making any personal finance decisions. This is particularly important when it comes to Viva Payday Loans. Make sure you fully understand the terms and conditions of the loan before signing anything. Not only when you take out loans, but also when you invest in stocks, take out an insurance policy, etc.

2. Why do I want this?

Know the reasons why you are making the financial decision to better assess whether it is the right decision. For example, do you want a Viva payday loan to consolidate your debts? Cover an emergency expense?

Whatever the reason, please write it down and hold yourself accountable. If you’re questioning the motivations behind the decision, it may be a sign that you shouldn’t continue.

3. Am I patient to wait until the next day?

You need to know if you are patient enough to wait for something or if you need it now. If you’re willing to wait, you might be able to get a better deal. Viva Payday Loans can help you get the money you need right away.

Viva payday loans can be a great option if you have bad credit. Viva Paydays is a short term lending company that can help you get the money you need.

4. What would I do with the money if I didn’t buy this?

If you have options for spending your money, always ask yourself this question. This can help you determine if you’re buying for the right reasons. For example, let’s say you are considering signing up for Viva Paydays to purchase a new television. Before you decide, ask yourself what you would have done with the money if you hadn’t bought the TV.

If your answer is something like “I would save it” or “I would use it to pay off a debt”, then you know that taking out the loan is not the best decision. However, if your answer is something like “I would use it to buy food”, you might want to reconsider.

Only you can decide what’s best for you and your finances. But, by asking yourself this question, you can be sure that you are making the right decision for the right reasons.

5. How long did it take to make the purchase?

How long have you worked to earn the money you are about to spend? It is essential to think about the opportunity cost. For example, if you make $20 an hour and are considering a purchase of $200, you worked ten hours to earn money for that item. Is it worth your time? Could you make better use of your ten hours?

Of course, some purchases are worth more than the number of hours worked. But it’s essential to think about the opportunity cost of your time and money before making a purchase.

6. Am I impressing someone else?

If your intentions behind a financial decision are to make someone else happy, you’ll likely spend more than you can afford. It’s important to be selfish when it comes to your money and only make decisions that will benefit you in the long run.

Conclusion

If you want to make smart personal finance decisions, you need to ask yourself the right questions. Viva Paydays is here to help you get the answers you need to make the best decisions for your financial future.


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Promises made on key issues in the 2022 Ontario election https://shul21.org/promises-made-on-key-issues-in-the-2022-ontario-election/ Wed, 18 May 2022 22:05:43 +0000 https://shul21.org/promises-made-on-key-issues-in-the-2022-ontario-election/ In the PC budget serving as the party’s platform, they promised to commit $21 billion, including $14 billion in capital grants, over the next 10 years for infrastructure renewal and expansion school and childcare projects. PCs said they are also launching a pilot project in conjunction with school boards to use rapid, modular construction methods. […]]]>

In the PC budget serving as the party’s platform, they promised to commit $21 billion, including $14 billion in capital grants, over the next 10 years for infrastructure renewal and expansion school and childcare projects. PCs said they are also launching a pilot project in conjunction with school boards to use rapid, modular construction methods. PCs said $6 billion would also be provided to the post-secondary education sector, including more than $2 billion in capital grants over 10 years to help upgrade classrooms, make repairs and improve the environmental sustainability.

PCs said they would introduce a new science and technology curriculum and scrap the grade 9 science course for the 2022-2023 school year.

Also included in the PC budget was $600 million to help students recover from the disruptions caused by COVID, including $175 million to expand access to publicly funded tutoring.

The story continues under the ad

PCs announced an expansion of academic degree granting, including new three-year applied degrees and additional four-year degree programs.

$9 million over three years to support nine Indigenous and Indigenous-governed institutes was also included in the budget.

The Conservatives have said they will maintain the current tuition freeze for the province’s publicly funded colleges and universities for another school year.

PCs said they would invest $42.5 million over two years beginning in 2023-24 to support the expansion of undergraduate and postgraduate medical education and training.

Starting in 2022-23, with $81 million, PCs would expand the Community Engagement Program for nurses to up to 1,500 graduates each year to receive full tuition in return for a commitment to practice for two years in an underserved community. Starting in spring 2023, PCs announced they would launch the $61 million Learn and Stay Scholarship, with applications open to 2,500 eligible post-secondary students who enroll in priority programs to work in underserved communities. where they studied.

PCs also said they would “modernize clinical education for nurses,” with an investment of $124.2 million over three years. Also included in the budget was the commitment of $42.5 million over two years from 2023-24 to increase the number of undergraduate and postgraduate medical positions in the province.

“Skilled Trades and Apprenticeship Modernization” was also pledged by PCs, including funding to address a surge in enrolments, support the tools grant and incentivize employers.

The Liberals promised to hire 10,000 more teachers and limit class sizes to 20 students for all grades. The party said it would restore an optional 13th grade and offer classes on mental health, taxes, financial literacy, among other topics.

The Liberals said they would end mandatory online learning while creating “high-quality online options” for high school students.

The Liberals have said they will end the academic stream, as well as EQAO’s tests, and replace them with a different assessment strategy.

Hiring 5,000 more special education workers and reducing wait times for special education were also promised by the Liberals. They would hire an additional 1,000 mental health workers for students and staff, make first-air mental health training available to staff, and provide free breakfast to every student who needs it. By canceling Highway 413, the Liberals said they would provide $10 billion to build and repair more schools, including ensuring existing schools’ ventilation systems are in good repair.

The Liberals said they would review and update the funding formula for Ontario schools.

The party also promised to update the curriculum to add more French, Indigenous, “diverse and modern” aspects, including making residential school courses mandatory.

On post-secondary education, the Liberals said they would “more than double” OSAP funding, maintain the tuition freeze, eliminate interest on student loans, provide more grants and expand the OSAP eligibility.

Under the Liberal plan, tuition would be fully covered for all early childhood education and personal support programs at Ontario colleges, as well as for medical and nursing students entering college. are committed to working in rural and remote communities.

The Liberals also said they would give $2,000 to those undertaking apprenticeships, create a $1 billion fund for new programs and increase operating grants, fund northern, rural and remote colleges and universities in transition and commit to “innovative, high quality”. online learning opportunities.

Hiring 20,000 teachers and education workers, more janitors and maintenance staff, more mental health workers, repealing Bill 124 and working to end violence against education workers make part of the NDP platform promises.

The NDP said it would cap class sizes in grades 4-8 at age 24 and reduce class sizes in secondary schools. The party said it would also cap kindergarten classes at 26 students and maintain the teacher-ECE team.

The NDP would “review and fix” the education funding formula, starting with a “comprehensive public review” that would be completed within a year. The party said it would increase funding for special education, double the Rural and Northern Education Fund, eliminate the school repair backlog within 10 years, ensure schools have “up-to-date” ventilation systems and would retrofit public schools to make them carbon neutral.

The NDP also said it would set up a task force on the shortage of teachers in the French-language system and implement the recommendations, “respect the constitutional right of French
school boards” and review the approval process for new French-language schools so that students across the province can access French learning.

The party said it would also amend the Education Act to combat racism and discrimination, ensure students learn more about the Holocaust, work with the Indigenous community to ensure the curriculum “appropriately reflects Indigenous experiences and histories,” supporting greater Indigenous representation on school boards, and increasing funding for Indigenous language education.

The NDP has said it will end EQAO’s streaming and testing. They would remove the mandatory requirement of two online courses and end hybrid models.

On post-secondary education, the NDP said it would convert student loans to grants, retroactively cancel interest on student loans. The party said it will also invest to create thousands of new paid internships for post-secondary students and double the province’s career readiness program from 2020 levels.

The Green Party has said it will conduct an independent review of Ontario’s education funding formula to ensure it “adequately reflects the needs of students” and will revise the formula every five years. The party said it would ensure an updated funding model includes “adequate funding” for ESL grants, special education assistants and counselors, among other supports, and that it “takes into account the unique needs of remote and rural schools.”

The Greens have said they will address the province’s public school repair backlog, allocate funding so schools can comply with the Accessibility for Ontarians with Disabilities Act, provide funding for that schools can “make improvements in energy efficiency and ventilation” and can purchase zero-emission electric buses.

The party said it would oppose any moves to mandatory online or hybrid learning models and would limit class sizes in grades 4-8 to at least 24 students and kindergarten to at least 26 students. .

The Greens have said they will eliminate EQAO testing, along with streaming.

Increased funding for outdoor education, green spaces in schoolyards and an “enhanced curriculum” on environmental topics are also in the Green Party platform.

The Greens also said they would ‘make equity a pillar of public education’, implement mandatory racial data collection and reporting for schools and have ‘standard procedures’ for reporting racist incidents. . The party has said it will remove all resource officers from schools across the province and work with boards to ensure staff hiring and retention practices are transparent and reflect the diversity of the province’s population. .

Establishing “clearly visible” all-gender restrooms, updating the curriculum to include “informed conversations” about discrimination, restoring funding for the Indigenous Studies curriculum, and developing a mandatory curriculum on colonialism, residential schools and Indigenous histories are also part of the Green Party Platform.

The Greens said they will also tackle the Ontario Autism Program’s core service waitlist by building capacity and increasing funding each year as inflation and numbers registered children are increasing. The party said it would also establish an “ultimate wait-time benchmark” for diagnosis and access to basic services once enrolled in the program.

On post-secondary education, the Greens said they would convert OSAP loans into grants for low- and middle-income students and eliminate interest charges on student debt.

— with files from The Canadian Press

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